# Glossary

### Mutuum Finance Glossary

<table><thead><tr><th>Terms</th><th valign="middle">Description</th></tr></thead><tbody><tr><td><strong>Stability Factor</strong></td><td valign="middle"><mark style="background-color:orange;">A ratio that indicates how well-collateralized a borrower’s position is within the Mutuum protocol. It is calculated by comparing the borrower’s adjusted collateral value (taking into account each asset’s Loan-to-Value and liquidation threshold) to the total borrowed amount. A Stability Factor above 1.0 suggests the position is sufficiently collateralized, while a value below 1.0 means the position is vulnerable to liquidation</mark></td></tr><tr><td>Liquidator</td><td valign="middle"></td></tr><tr><td>mtToken</td><td valign="middle"></td></tr><tr><td>Utilization Rate</td><td valign="middle"></td></tr><tr><td>Loan-To-Value (LTV)</td><td valign="middle"></td></tr><tr><td>APY</td><td valign="middle"></td></tr><tr><td>Borrow cap</td><td valign="middle"></td></tr><tr><td>Collateral</td><td valign="middle"></td></tr><tr><td>Cooldown period</td><td valign="middle"></td></tr><tr><td>Credit delegation</td><td valign="middle"></td></tr><tr><td>Debt ceiling</td><td valign="middle"></td></tr><tr><td>E-MODE</td><td valign="middle"></td></tr><tr><td>Liquidation</td><td valign="middle"></td></tr><tr><td>Liquidation Bonus</td><td valign="middle"></td></tr><tr><td>Liquidation Threshold</td><td valign="middle"></td></tr><tr><td>Liquidity Index</td><td valign="middle"></td></tr><tr><td>Network Risk</td><td valign="middle"></td></tr><tr><td>Oracle</td><td valign="middle"></td></tr><tr><td>Portal</td><td valign="middle"></td></tr><tr><td>Supply Cap</td><td valign="middle"></td></tr></tbody></table>


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